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Finance: Debt 银行债务术语
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从下面选项中选择正确答案；单击“核对答案”按钮，核对你的答案. Your score: 0/6 Your score: 1/6 Your score: 2/6 Your score: 3/6 Your score: 4/6 Your score: 5/6 Your score: 6/6 |
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1 : If you are declared bankrupt, __________. |
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The possible answers were:
you have no money at all.
you have lots of money.
you have too much money.
you own a bank.
You said:
you have no money at all.
you have lots of money.
you have too much money.
you own a bank.
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正确。如果你是 declared bankrupt 那就是说你在法律上宣布破产了。
答错了。如果你是 bankrupt 那么你就没钱了。
对不起，你错了。如果你是 bankrupt 那么你就没钱了。
选择错误。如果你是 bankrupt 那么你就没钱了， 也不可能拥有一家银行。
你没有回答这个问题。
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2 : Some banks offer you __________ facility with your bank account. This is a type of short-term loan. |
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The possible answers were:
an online banking
a debit card
an overdraft
a savings
You said:
an online banking
a debit card
an overdraft
a savings
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恭喜，答对了。An overdraft 就是短期的贷款，透支。
选择错误。银行提供 savings 储蓄的服务，让顾客存钱，这不是贷款服务的英语表达。请再想想。
错误。Online banking 是很有用的一项服务，不过它不是短期的贷款。
不对。 我们可以用 debit card 储蓄卡从银行账户里提款，但这不是短期的贷款。
你没有回答这个问题。
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3 : When you are __________, you owe a lot of money. |
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The possible answers were:
in credit
in debt
loaded
skint
You said:
in credit
in debt
loaded
skint
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不对。如果你是 in credit 这说明你在银行账户里有钱。To owe money 是欠钱的意思。
答对了。如果你是 in debt 那么你就是欠 owe 了银行或者其他人钱。To owe money 欠钱。
对不起，答错了。如果你是 loaded 这就是说你有很多钱。To owe money 是欠钱的意思。再想想。
不对。如果你被形容为 skint 意思是你很穷，没钱， 但是这不代表你欠钱。To owe money 是欠钱的意思。
你没有回答这个问题。
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4 : Credit card companies will usually ____________ on any purchases and withdrawals made with your card. |
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The possible answers were:
charge you double
give you a commission
charge you interest
charge you nothing
You said:
charge you double
give you a commission
charge you interest
charge you nothing
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不对。Credit card 公司不会收你消费双倍的钱。Credit card 就是信用卡。Double 双倍。
错了。 信用卡公司不会给顾客提成 give you a commission.
恭喜，答对了。信用卡公司一般会 charge you interest 收利息。用信用卡买东西或者是取现金都会有利息 interest.
不对。 信用卡公司一般都会有一些收费，不可能免费给大家发信用卡。
你没有回答这个问题。
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5 : When you __________ a loan, you agree to borrow an amount of money and pay it back with added interest. |
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The possible answers were:
take out
take in
give out
give into
You said:
take out
take in
give out
give into
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回答正确。如果你接受了 accept 银行的贷款，那么你的行动就是 to take out a loan. A loan 一笔贷款。Agree 同意。
不对，英语里不用这个表达来形容向银行贷款。
回答错误。 在这里，作为一个顾客你是从银行借钱，而不是给银行钱。
错了。在这里，作为一个顾客你是从银行借钱，而不是给银行钱。
你没有回答这个问题。
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6 : It is important not to miss any ______________ as it could affect your ability to borrow money in the future. |
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The possible answers were:
statements
meetings with your bank manager
repayments
opportunities to borrow more money
You said:
statements
meetings with your bank manager
repayments
opportunities to borrow more money
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不对。A statement 是银行对账单，显示了银行账号里的支出和收入。
错了。如果没法和银行经理碰面，那也不要紧，这对将来贷款不会有什么影响。
错误。人们不应该随便借钱 borrow money, 因为还钱不是件容易的事儿，如果不能按时还清，会造成很多麻烦。
答对了。贷款以后，每月必须偿还银行或者债主 lender 一定的金额，这就是 repayment.
你没有回答这个问题。
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