1. cash card
A cash card can be those cards that you can insert into an ATM or other cash dispenser, or a pre-paid credit card, or a card with a preset cash value from a particular store (Costco or Subway), which is read by a cash card reader and used to pay for products or services at that retailer.
2. cheque guarantee card
A cheque guarantee card is essentially an abbreviated portable letter of credit granted by a bank to a qualified depositor, providing that when he is paying a business by cheque and the retailer writes the card number on the back of the cheque, the cheque was signed in the retailer's presence, and the retailer verifies the signature on the cheque against the signature on the card, then the cheque cannot be stopped and payment cannot be refused by the bank.
英国银行的支票保证卡，英文称呼为Cheque guarantee Card，它主要的作用是在使用支票时出示，以作为支付保证，支票保证卡上会注明担保的金额，也就是持卡人每次可以开具支票的最高额度。
3. debit card
Debit cards usually allow for instant withdrawal of cash, acting as the ATM card for withdrawing cash and as a check guarantee card. Merchants may also offer cashback facilities to customers, where a customer can withdraw cash along with their purchase.
4. credit card
A credit card allows its holder to buy goods and services based on the holder's promise to pay for these goods and services. A credit card is different from a charge card: a charge card requires the balance to be paid in full each month. A credit card also differs from a cash card, which can be used like currency by the owner of the card.
英国银行的信用卡，英文称呼为Credit Card，它主要的作用是透支消费。如果留学生的信用记录比较好，在申请并经过审核后，英国银行就会为留学生提供一张信用卡，允许留学生从中透支部分资金，而后再定期还款。这个跟我们国内的信用卡不太相同，国内的是需要每个月还款的charge card。
In economics, the current account is one of the two primary components of the balance of payments, the other being the capital account.
6. savings account
Savings accounts are accounts maintained by retail financial institutions that pay interest but cannot be used directly as money (for example, by writing a cheque).
An overdraft occurs when money is withdrawn from a bank account and the available balance goes below zero. In this situation the account is said to be "overdrawn". If there is a prior agreement with the account provider for an overdraft, and the amount overdrawn is within the authorized overdraft limit, then interest is normally charged at the agreed rate.