昨日，北京农村商业银行正式成立，该行注册资金人民币50.75亿元，为迄今为止我国最大的农村商业银行。全市127家法人农信社法人资格取消，合并为一家按现代股份制商业银行模式打造的商业银行。这也意味着北京银行业格局将发生改变。

这项改革举措的目的在于：Reform measures, including 2 billion yuan (US$246 million) in central bank bills to helpwrite offbad loans as well as efforts to improve management, have already yielded results.

文中的Write off 指的是“勾销债款”，如write off a debt；write off 还可表示“取消”，例如：We'll just have to write off the plan if we can't find the money for it.（这项计划如果筹不到款就得取消。）名词write-off可用来指“报废物”、会计上的“注销项款”等。如：The car was a write-off after the accident.（车祸之后，车子就报废了。）

（中国日报网站编）