一周热词榜（12.3-9）

5. 裸贷
nude loan

请看例句：

In the recent "nude loan" scandal, hundreds of photos of naked women used as collateral for loans issued via some online lending platforms were posted online.
近日发生的"裸贷"丑闻中，数百张女性裸体照片被传上网，它们被当事人当作从某些网络借贷平台借款的抵押。

"裸贷(nude loan)"指一些年轻女性通过网络借贷平台(online lending platform)借款时，被要求提供裸体照片当作贷款抵押(provide naked photos as collateral for loans)。这些女性大多数社会经验不足(lack social experience)，经济能力较弱，愿意接受高息贷款(high-interest loan)，很容易成为放高利贷者(loan shark)的目标。一旦未能按时偿还贷款(fail to repay the loans in time)，放贷者就会威胁将照片公之于众或发给其家人(threaten to publish the pictures or send them to their families)。

"裸贷"丑闻("nude loan" scandal)引发社会广泛关注。专家称，我国对快速增长的P2P市场(fast-growing peer-to-peer marketplace)的监管仍然不足。目前国内从事P2P业务的平台有近2600个，专家建议这些网络借贷平台完善信用评估(credit assessment)、金融咨询(financial consulting)和冲突解决方案(conflict resolution)等服务。

[相关词汇]

放高利贷 operate usurious business

勒索 blackmail

截图照片 screenshot photograph

冻结账户 frozen accounts

校园贷 campus loan

地下钱庄 underground bank