《亚洲基础设施投资银行协定》全文（双语）

第十三条 业务原则
Article 13 Operating Principles

银行应依据下列原则开展业务：
The operations of the Bank shall be conducted in accordance with the principles set out below.

（一）银行应按照稳健的银行原则开展业务；
1. The Bank shall be guided by sound banking principles in its operations.

（二）银行业务应主要是特定项目或特定投资规划融资、股权投资以及第十五条规定的技术援助；
2. The operations of the Bank shall provide principally for the financing of specific projects or specific investment programs, for equity investment, and for technical assistance in accordance with Article 15.

（三）银行不得在成员反对的情况下，在该成员境内开展融资业务；
3. The Bank shall not finance any undertaking in the territory of a member if that member objects to such financing.

（四）银行应保证其从事的每项业务均符合银行的业务和财务政策，包括但不仅限于针对环境和社会影响方面的政策；
4. The Bank shall ensure that each of its operations complies with the Bank’s operational and financial policies, including without limitation, policies addressing environmental and social impacts.

（五）银行审议融资申请时，应在综合考虑有关因素的同时，适当关注借款人以银行认为合理的条件从别处获得资金的能力；
5. In considering an application for financing, the Bank shall pay due regard to the ability of the recipient to obtain financing or facilities elsewhere on terms and conditions that the Bank considers reasonable for the recipient, taking into account all pertinent factors.

（六）银行在提供或担保融资时，应适当关注借款人及担保人未来按融资合同规定的条件履行其义务的可能性；
6. In providing or guaranteeing financing, the Bank shall pay due regard to the prospects that the recipient and guarantor, if any, will be in a position to meet their obligations under the financing contract.

（七）银行在提供或担保融资时，应采取银行认为对该项融资和银行风险均适宜的融资条件，包括利率、其他费用和还本安排；
7. In providing or guaranteeing financing, the financial terms, such as rate of interest and other charges and the schedule for repayment of principal shall be such as are, in the opinion of the Bank, appropriate for the financing concerned and the risk to the Bank.

（八）银行不应对普通业务或特别业务中银行融资项目的货物和服务采购进行国别限制；
8. The Bank shall place no restriction upon the procurement of goods and services from any country from the proceeds of any financing undertaken in the ordinary or special operations of the Bank.

（九）银行应采取必要措施保证其提供、担保或参与的融资资金仅用于融资所规定的目标，并应兼顾节约和效率；
9. The Bank shall take the necessary measures to ensure that the proceeds of any financing provided, guaranteed or participated in by the Bank are used only for the purposes for which the financing was granted and with due attention to considerations of economy and efficiency.

（十）银行应尽可能避免不均衡地将过多资金用于某一或某些成员的利益；
10. The Bank shall pay due regard to the desirability of avoiding a disproportionate amount of its resources being used for the benefit of any member.

（十一）银行应设法保持其股权资本投资的多样化。除非出于保护其投资的需要，否则银行在其股权投资项目中，对所投资的实体或企业不应承担任何管理责任，也不应寻求对该实体或企业的控制权。
11. The Bank shall seek to maintain reasonable diversification in its investments in equity capital. In its equity investments, the Bank shall not assume responsibility for managing any entity or enterprise in which it has an investment and shall not seek a controlling interest in the entity or enterprise concerned, except where necessary to safeguard the investment of the Bank.

第十四条 融资条件
Article 14 Terms and Conditions for Financing

一、银行在发放、参与或担保贷款时，应依照本协定第十三条规定的业务原则及本协定其他条款的规定，订立合同明确该贷款或担保的条件。在制定上述条件时，银行应充分考虑保障银行收益和财务状况的需要。
1. In the case of loans made or participated in or loans guaranteed by the Bank, the contract shall establish, in conformity with the operating principles set forth in Article 13 and subject to the other provisions of this Agreement, the terms and conditions for the loan or the guarantee concerned. In setting such terms and conditions, the Bank shall take fully into account the need to safeguard its income and financial position.

二、当贷款或担保对象本身并非银行成员时，如银行认为可行，可以要求该项目执行所在地的成员，或者银行接受的该成员某个政府机构或其他机构，为贷款本金、利息和其他费用的按期如约偿还提供担保。
2. Where the recipient of loans or guarantees of loans is not itself a member, the Bank may, when it deems it advisable, require that the member in whose territory the project concerned is to be carried out, or a public agency or any instrumentality of that member acceptable to the Bank, guarantee the repayment of the principal and the payment of interest and other charges on the loan in accordance with the terms thereof.

三、任何股权投资的金额不得超过董事会通过的政策文件所允许的对该实体或企业进行股权投资的比例。
3. The amount of any equity investment shall not exceed such percentage of the equity capital of the entity or enterprise concerned as permitted under policies approved by the Board of Directors.

四、按照有关货币风险最小化的政策规定，银行可以使用一国的本币为银行在该国的业务提供融资。
4. The Bank may provide financing in its operations in the currency of the country concerned, in accordance with policies that minimize currency risk.

第十五条 技术援助
Article 15 Technical Assistance

一、在符合银行宗旨和职能的情况下，银行可提供技术咨询、援助及其他类似形式的援助。
1. The Bank may provide technical advice and assistance and other similar forms of assistance which serve its purpose and come within its functions.

二、如遇提供上述服务的费用无法补偿时，银行可从其收益中支出。
2. Where expenditures incurred in furnishing such services are not reimbursable, the Bank shall charge such expenditures to the income of the Bank.